Where Besides On the Water Does My Boat Insurance Cover Me?

Your Grove Insurance Agency boat policy doesn’t just cover your boat when you navigate the waters near Brownsburg, IN. Your boat insurance covers your boat in every situation that could cause liability or incur property damage.

Your boat insurance covers your watercraft when it travels on your trailer to move it from your home or drydock to the water. If you become involved in an auto accident that damages your boat, your boat insurance c3overs the repairs to it or its replacement. If you cause an accident, your boat insurance works with your auto insurance to cover the damages and liability to the other vehicles.

A boat insurance policy also covers the watercraft while it sits in drydock or its mooring. That means if a named peril occurs, such as a thunderstorm with hail or a tornado, the damage to your boat gets covered or its replacement cost covered.

Theft also falls under the coverage provided by your boat policy. If your watercraft gets stolen, your boat policy pays for its replacement.

The insurance policy also provides for the act of vandalism. If someone causes damage to your boat, the insurance covers restoring it.

Boat insurance covers so many situations because, unlike auto insurance, you typically obtain a full coverage policy. That means you automatically buy a policy that covers liability, property damage, collision, and comprehensive coverage.

If you just purchased your boat, contact Grove Insurance Agency serving Brownsburg, IN, to obtain insurance for it. You should cover your boat before your pick it up or take delivery of it, so it has coverage in transit and once it reaches your home or docking point.