Whether you live in an area that is prone to flooding or not, in today’s world of unexpected major weather events, it is a good idea to have a flood insurance policy in place. The agents at the Grove Insurance Agency serving the Brownsburg, IN area want you to understand what protection flood insurance can offer to you.
What Does Flood Insurance Cover?
Flood insurance is normally not covered under a regular home insurance policy, which means you have to request it to be put in place. This type of insurance can protect you against costly damage and loss of property if a flood occurs. You can obtain a flood insurance policy through the National Flood Insurance Program (NFIP) or private insurance companies.
Flood insurance normally covers any damage to your home or other buildings as well as your personal property that is caused by a flash flood, slide, mudslide, or other disaster that is similar to these. The coverage extends to the structure of the building in which you live as well as your personal belongings that are inside the building, such as your clothing, household items, appliances, furniture, and even your electronics.
Your flood insurance policy may even cover the cost of temporary housing for you and your family, as well as living expenses if you are displaced from your home because of flood damage.
Keep in mind that flood insurance is not the same as sewer backup or some failure insurance so you will have to address that with your trusted insurance agent.
Contact Us Today
It is imperative that you get your flood insurance policy started right away by contacting an experienced and knowledgeable flood insurance agent. Call the Grove Insurance Agency serving the Brownsburg, IN area today to get your flood insurance policy started!