While riding a bike is fun-filled, it can be dangerous. Bikes are smaller compared to motor vehicles, making them less conspicuous to other motorists. The result? You are likely to be knocked over, and in the process, incur significant injuries. But because accidents aren’t 100 percent preventable, you need motorcycle insurance from Grove Insurance Agency of Brownsburg, IN for the below reasons.
Compliance with the law
Motorcycle insurance is mandatory in Indiana, and all riders must show proof of license before registering their motorcycle. The consequences of failing to carry motorcycle insurance are many, including fines and penalties. Besides, when you don’t have insurance, you have to pay damages and medical costs from your pocket following an accident.
Property damage coverage
If your bike is involved even in a minor accident, the damage can be significant. To this end, you need collision coverage to pay for repairs and even replacement of your bike following an accident. Additionally, theft of bikes is common given their small nature. Due to this vulnerability, comprehensive coverage becomes vital to protect your bike against non-collision perils like theft, vandalism, fire, hail, and other perils.
Medical bills coverage
When riding a bike, there isn’t much protection between you and the ground. Unlike vehicles fitted with safety features like airbags and seat belts, bikes aren’t that safe. Any accident, including minor ones, can result in significant injuries that are costly to treat.
However, when you have motorcycle insurance, medical bills from accident-related injuries are taken care of.
Liability protection
Regardless of how careful you are, you can still cause accidents resulting in property damage and bodily injury to third parties. In such unfortunate incidences, motorcycle insurance shields you from paying medical costs and property damages from your pocket.
Motorcycle insurance in Indiana
Do you need more information regarding motorcycle insurance? Please contact Grove Insurance Agency, and our agents in Brownsburg, IN will be more than happy to answer your queries. And if you are renewing or shopping for new motorcycle insurance, we are here to help.